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How Parents Should Plan for the 2026 Federal Child Accounts

Treasury and the IRS expect activation notices for the 2026 federal child accounts to begin in May 2026 and allow contributions (including a one-time $1,000 pilot deposit) no earlier than July 4, 2026. Parents should organize identity and filing records now, keep existing savings

March 18, 2026 | 7 min read

KidTrustFund

Newborn benefits prep, organized for real life.

Start here, then continue on KidTrustFund to finish your checklist and paperwork for the 2026 window.

Go to the checklist See how the checklist works